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Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Q	Where is the world's largest wine cellar, and how big is it?
A	A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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McKissack Realty Group, REALTORŽ, real estate agents and broker for Denton, Lewisville and Flower Mound Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

McKissack Realty Group
Keller Williams Realty
2434 Lillian Miller Parkway
Denton, TX 76205
940-383-MOVE
972-874-LIST
Toll Free: 800-675-MOVE
940-387-5177
bradmckissack@NUMBER1EXPERT.com
The McKissack Realty Group, a division of Keller Williams Realty led by Linda, Jim and Brad McKissack, has been the #1 selling agency in properties SOLD in Denton County and North Texas for more than a decade. The McKissack Realty Group has consistently ranked in the Top 5 internationally out of 22,000 Keller Williams Agents in sales and production. Our motto, "Families Helping Families," has served as the foundation for building a business fueled by satisfied customers, families and friends who continue to give referrals. A full- time team of specialists focuses all their energy and effort to insure 100% customer satisfaction! We not only assist in buying or selling real estate but also provide information on mortgages, real estate tax issues, handyman or contractor referrals and much more. The McKissack Realty Group wants to be your #1 real estate resource for life!

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